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4 Legs of Retirement Income

Financial advisors used to refer to retirement income as a “three-legged stool.” This meant that the stool was supported by: (1) Social Security benefits, (2) an employer pension plan or other employer-sponsored plan and (3) personal savings/investments. Today, retirement income is less reliable because fewer employers offer pensions, and employees have not been able to…

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How to Help Make Retirement Income Last

Building up a retirement nest egg is one thing, but making it last throughout your lifetime is quite another. With a larger share of the financial responsibility for retirement shifting from employers to employees, it’s more important than ever to explore all income strategies to help determine what is most appropriate for your situation. One…

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How Long is ‘Till Death Do Us Part?’

One result of today’s longer lifespans is that marriages last longer too — unless they’re cut short by divorce. People may have been more likely to stay married when retirement lasted just 10 or 20 years, but now that more retirees live into their 80s and 90s, divorce is a more common option. Between 1990…

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See a Dentist Before You Retire

One activity that’s easy to overlook when preparing for retirement is dental work. While you may be in the habit of getting checkups every six months, be aware that Medicare doesn’t cover routine dental procedures, so this expense will soon be out-of-pocket. As you age, you’re more likely to have dental problems. So when you get…

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Things to Do Before You Retire

Some people set a particular age when they want to retire. It might be more helpful to look at your financial schedule to establish a retirement date. Just because you want to retire on a certain birthday doesn’t mean you’ll be quite financially ready to do so. After all, there’s more to retirement planning than…

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Work Less, Spend Less: How Retiring Boomers may Impact the Economy

The economy has grown, in large part, because consumers are spending more money. It remains to be seen whether that trend will continue as more of the massive baby boomer generation approaches retirement. Even before people retire, many tend to slow down their spending habits. Part of this is lifestyle driven; by age 50, most…

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Will We Ever Close the Gender Gap?

Every year, the World Economic Forum updates its Global Gender Gap Report, which measures gender disparity across 144 countries and tracks this progress over time. The report pays special attention to the gaps between women and men with regard to health, education, economy and politics. Although the corporate “glass ceiling” has been broken by a…

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Prospects for Growth in 2017

Some researchers believe the U.S. economy has a healthy outlook: The GDP growth rate is in the ideal 2 percent to 3 percent range, unemployment continues to abate and inflation remains in check. The U.S. Bureau of Labor Statistics expects 88 percent of all occupations will experience growth by 2020, with the biggest increases coming…

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Lin-Manuel Miranda’s Tip

The New York Times reported in June 2016 that the 37-year-old creator of the hit Broadway musical ‘Hamilton’ was positioned to make more than $6 million that year alone, thanks to his multiple roles (author, actor, rights-holder) in the production. But it wasn’t always that way. Read more in this article: The creator of Broadway hit ‘Hamilton’…

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