CONTACT US: (952) 460-3260 /

Tax-Deferred or Tax-Exempt? Potential Benefits to Having Both

Over the years, you may have heard it’s good to have different “kinds” of money as you head into retirement. A financial advisor may recommend a combination of tax-deferred and tax-exempt financial products, diversifying your money to help take advantage of the tax benefits both types of products provide. What many people don’t understand, however,…

Read More

Preventing Elderly Financial Abuse

A recent study by the Center for Retirement Research at Boston College concluded that many retirees who do not suffer from any cognitive impairment can still manage their money through their 70s and 80s. The study reports that financial capacity relies on accumulated knowledge and that knowledge stays mostly intact as we age. However, the study…

Read More

Equifax Cybersecurity Incident

You have likely heard that on July 29, 2017, Equifax discovered a breach of some of the sensitive information that they maintain in their data bases. Equifax estimates that as many of 143 million Americans were impacted by this hack. This data security incident may have exposed some of your personal information, including your Social…

Read More

Teaching Investment Lessons

If you’re planning to leave assets to your children, you’re not alone. According to a recent report, baby boomers will pass on $30 trillion in assets in the next 30 to 40 years. And yet, according to a survey from RBC Wealth Management, 30 percent of U.S. households say they have no plan in place to…

Read More

Ways to Relate to Your Teenage Grandchildren

During the different stages of being a grandparent, you may go from getting great big hugs to a casual nod, scant eye contact and a request for the Wi-Fi code. Welcome to grandparenting a teenager. You might complain about your grand-teen’s constant connection to headphones, apparent inability to hold an intelligent conversation and utter lack…

Read More

Financial Bucket Checklist

While milking a cow or going on safari might add excitement to your retirement dreams, adding the following items to your financial bucket checklist can help you work toward retirement confidence: Will and estate plan Up-to-date beneficiary designations for investment, bank and insurance accounts Long-term care strategy Health care proxy Durable power of attorney Guaranteed…

Read More

How to Write a Legacy Letter

A legacy letter is a way to express your values, blessings, life’s lessons, love, apologies and even forgiveness with family and friends — shared either while you’re still alive or to accompany your will upon your death. It is not a legal document, and it should not provide instructions for distribution of your material wealth,…

Read More

Popular Retirement Bucket List Ideas

If you haven’t thought about creating a bucket list, it’s something you may want to consider either before or once you’re in retirement. For many, retirement is viewed as one long holiday that offers the opportunity to pursue new passions. But for some, it can be a challenge to identify with a life outside of…

Read More

Ways to Help Deal with Market Losses

It’s been a year of unconventional politics, yet the investment markets have held strong. Despite the occasional blip in reaction to a political event, investors who have stayed the course have, for the most part, recovered. However, the markets have experienced an unusually long bull run, leading some analysts to consider a correction — a 10…

Read More
Register Today!
Register Now!