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Dressing After Age 60

You may not have thought of this until day three of your retirement, but a change in lifestyle usually means a change in wardrobe. Even if you didn’t wear a suit to work, whatever you did wear may not be the most comfortable option for reading, fitness, yard work and romping around with the grandchildren.…

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Strategies For Adjusting To Retirement

One way to deal with the issues some men face in retirement is to keep working. A recent study from Oregon State University found that people who retired at age 66 were 11 percent less likely to die from any cause than those who retired just one year earlier. It turns out that the daily…

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The Retiring Man

We frequently read about the challenges retiring women may face — less income, higher health care costs and outliving their spouse. But what about men? It can difficult for some men to retire after a lifetime of working outside the home. Not only do they miss the intellectual stimulation and daily camaraderie of colleagues, but they…

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Ways to Help Manage Financial Stress

When employees shoulder a greater responsibility to provide retirement income, their stress levels can increase. Here are a few tips to help manage financial stress. Recognize that others have the same burden, but the difference may not be in how they manage their finances but in how they manage their stress. Do as much as…

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What’s the Plan for Your Retirement Income?

Today, only about one-third of America’s retirees have a pension plan, which is quite different from the reliability of employer-sponsored retirement income of the past. In fact, pensions used to represent one-third of the three-legged stool that represented a confident retirement, in combination with Social Security benefits and personal savings and investments. Employees who don’t have…

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Maintaining Independence in Retirement

Independence is something we have to work for throughout our lifetimes, whether we want to or not. As babies, we push our way up from four limbs to two and start walking our way into messes. As toddlers, we profess “No!” and “Mine!” to make our point. In the teenage years, we rebel against parents…

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Spousal & Non-Spousal IRA Rules

Spousal IRA Rules When a spouse inherits an IRA, he or she has all of the same options as a non-spouse beneficiary, along with some other choices. For example, if a wife is the sole beneficiary, she also has the option to “treat it as her own.” The surviving spouse will need to either transfer…

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Making Plans for How We Want to Be Remembered

It may sound morbid, but an uneventful death is one of the most thoughtful things you can give your children. As sad as it is to cope with the death of a loved one, the situation can be worsened by poor communication and disorganized planning. For example, have you considered what you would like regarding…

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How Much Money Do You Need to Retire?

How much money do you need to retire? That’s about as personal a question as, “What do you look for in a spouse?” or “What is your dream job?” The answer is different for everyone. So are questions about when you want to retire, how you want to retire (suddenly or gradually) and where you…

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Can Longevity Truly be Predicted

Every morning, Emma Morano ate a raw egg and biscuits. When she died at age 117 in April of this year, she was the oldest person in the world. She lived in Verbania, a picturesque town situated on Lake Maggiore in northern Italy. Violet Brown, who was born in 1900 and lives in Jamaica, now…

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