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Planning for Tax-Efficient Retirement Income

If you expect to be in a high tax bracket in retirement, you may consider allocating your retirement assets in a variety of different types of financial products to help reduce your tax liability. The growth potential of tax-deferred annuities may be appealing to those who have invested in safe, low-yielding strategies and are concerned…

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The 411 on Fake News

As much as we love to joke, “If you read it on the internet, it must be true!”, nearly everyone has fallen prey to some type of fake news headline. Even if you discover the information in an article is suspect after reading a couple paragraphs, your click alone may have been enough for the…

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Euro Update: What to Potentially Expect in 2017

The United States’ recovery following the recession may feel slow, but it has outperformed other major markets worldwide. Europe, home to many developed nations, has seen dismal growth that is not expected to improve anytime soon. The Conference Board, a global, independent business membership and research association, projects only 1.4 percent growth in 2017, down…

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For the Health of Marriage

Turns out marriage can do more for your heart than fill it with love. A recent study found that, among other health benefits, married people have a higher probability of surviving a stroke. They are also more likely to survive major surgery, have fewer heart attacks, be less likely to have advanced cancer when diagnosed…

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Use this simple mental exercise to help boost your mood

In a Rut? This quick trick can make you happier.  According to an article in Reader’s Digest, the secret to happiness is only a few minutes away with this simple mental exercise:  THINK HAPPY THOUGHTS! The article cites a study in which, before going to bed, German volunteers listed nine beautiful things they’d seen during the…

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Checks and Balances: How Much Can a U.S. President Do?

Donald Trump has a broad presidential agenda that encompasses foreign trade, immigration, deregulation, taxes and investment in U.S. infrastructure. These policies are poised to impact certain industries over others, such as health care, energy, financial services and technology. Every presidential candidate enters the campaign with a platform of changes and priorities, which presumably dominate the…

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Tax Facts About Annuities

Often touted as a tax-advantaged retirement income resource, the annuity is a complex insurance product. While it offers distinct tax benefits, it’s important to understand how it works from a tax perspective. The following are six important facts you should know: Most contributions are not tax-free; the money you initially contribute is not deductible from…

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Hearing Aids Go High Tech

Here’s the thing about hearing aids: They amplify sound. So if you’re having a conversation with someone, you hear their words louder than the volume at which they’re actually speaking. If they mumble or have an odd accent, that sound won’t be any clearer — just louder. If there’s a lot of background noise, that…

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