CONTACT US: (952) 460-3260 / info@securedretirements.com

Posts by Joseph Lucey

Spooky season! What’s your greatest fear?

With spooky decorations in doorways and a smell of leaves in the air, this time of year is all about apple cider and trick-or-treating.  It gets me thinking about scary things that keep people up at night. For most people I know, that fear is outliving their retirement nest egg. If you are concerned that…

Read More

Volunteering Vacations

Volunteering vacations allow you to donate your vacation time and skills to a worthy cause while expanding your horizons in another culture. Plenty of charitable opportunities do not require special training, such as helping out with child care, tutoring, environmental conservation and working with animals. Before you book your trip, make sure the charity is…

Read More

Losing a Furry Friend

Many of us rely on the unconditional love and support of a pet, and the sadness we feel when we lose one can be devastating. But because the process for how we mourn the loss of a pet is quite different from that of a person, our coping mechanisms can be hindered. For example, we…

Read More

What Type of Investor Are You?

Each person is unique. We are composed of many variables, such as genetics, family influence, geographic influence and even the birth order among siblings – a veritable combination of the forces of biology and society. So when it comes to managing your finances, the debate isn’t about nature versus nurture; it’s both. For example, consider two…

Read More

How to Take Off Without Breaking the Bank

Value Flight Offerings on the Rise For travelers jet-setting all over the world, finding airfare at the right price may be the most stressful part of the vacation. The rise of cheap, no-frills nationwide airline options have provided more than affordable flights — they’ve offered stiff competition to the major airlines. This may partially explain…

Read More

IRS News to Know

As we head into the final quarter of 2017, it’s a good idea to stay cognizant of any tax issues that may affect your finances come April 2018. Now is the time to review your investments and income distribution plans to help ensure you don’t trigger additional taxes or penalties later on. We can help…

Read More

Annuity Options

For retirees concerned about outliving their retirement income, one option to consider is to use a portion of assets to purchase an annuity. Annuities offer many different options, from starting income payouts right away with an immediate annuity to delaying them until a later date with a deferred annuity. An annuity is a long-term contract…

Read More

“Spendaphobia”: The Reluctance to Spend

It is widely recognized that America’s economic growth since the 2008 recession has been slower than that of past recoveries. Some economists believe this is due in part to Americans putting more money into savings and spending less. The desire by a large percentage of the population – including baby boomers – to contribute to their…

Read More

The Power of Meditation

The Science of Worrying Worrying; it’s part of being human. Retirees might be concerned about running out of income, poor health or how the world has changed and what that means for their grandchildren. Parents might worry about everything from money and work to family, health and nutrition. The problem is, the more we worry,…

Read More

Assessing Risk in Retirement Income

When it comes to investing, there’s no such thing as a “safe bet.” Every type of financial vehicle has some level of risk, even checking and savings accounts. Back in the 1920s, people believed that the safest place to keep their money was a bank, and they were right. But as they witnessed during the…

Read More
Register Today!
Register Now!
X