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college funds

Strategies for Paying for College

Even as college tuition continues to rise, more and more American families are paying less out of pocket than in previous years. During the 2015-16 academic year, grants and scholarships paid the largest portion of college expenses — 34 percent, compared to 30 percent the year before. In addition to grants and scholarships, parent income…

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Understanding the College Expected Family Contribution

There is a standard calculation used to determine how much a family can afford to pay for college and how much federal student aid their child may be eligible for. This calculation takes into account four different factors: Parents’ income – prior year adjusted gross income + contributions to tax-deferred retirement accounts Parents’ assets –…

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