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health

See a Dentist Before You Retire

One activity that’s easy to overlook when preparing for retirement is dental work. While you may be in the habit of getting checkups every six months, be aware that Medicare doesn’t cover routine dental procedures, so this expense will soon be out-of-pocket. As you age, you’re more likely to have dental problems. So when you get…

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Active Money Management

Money doesn’t save itself. It doesn’t invest itself. It requires action upfront. Even if an investor engages in passive money management, he first should decide on his goals, his tolerance for risk, how he wants to invest, where he wants to invest, where the money will come from and if he can save/invest in a…

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What If Medical Underwriting Returned?

If you purchased health insurance in the individual marketplace before implementation of the Patient Protection and Affordable Care Act of 2010 (ACA), then you’re aware of the challenges that came with that process. Applicants had to complete lengthy questionnaires detailing current conditions and all diagnoses and treatments (including history of prescription drug use) from their…

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Exercise That Doesn’t Feel Like Exercise

As we get older, it becomes harder for many of us to engage in the fitness and athletic pursuits we’ve enjoyed for years. It’s tougher — both mentally and physically — to play a full round of golf, two sets of tennis or take a daily two-mile walk. It also can be very discouraging to…

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LTC Insurance Considerations

The long-term care (LTC) insurance industry suffers from a similar malady as health insurance: When fewer people buy policies, insurers must charge higher premiums, which, of course, deters even more people from buying policies. With the graying of America, LTC insurance should be a booming business, but in recent years, it’s been rapidly declining. Last…

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At Home for the Duration

According to the National Aging in Place Council, at least nine out of 10 older adults would prefer to age in place rather than move to senior housing. However, while the prospect of living out life at home is overwhelmingly appealing, it’s not without challenges. One of the benefits of moving to a senior community is…

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Golden Rule: Do Unto Doctors…

It’s human nature to bristle when someone is rude to you. Despite efforts to maintain a professional veneer, rudeness can impact how people respond — even professionals who witness discourteous behavior all the time. This may be evident when a customer service representative stops being helpful, or when a referee seems to call more fouls…

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Fall Busters: Household Tips to Help Keep You from Falling

Planning to live out your life at home requires just that: planning. That means making adjustments that can make your life easier, even if they’re less attractive and present a constant reminder that you’re getting older. However, once you get used to them you’ll bare notice the eyesore — but you will begin to appreciate…

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Budget Travel Ideas

With the increasing cost of health care and constraints of a fixed income, many retirees nix vacations for lower-cost visits with family. However, there are plenty of destinations that can be affordable to visit on a budget. The following are a few ideas for this summer and the rest of 2017. Wine tasting in Sonoma,…

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