CONTACT US: (952) 460-3260 / info@securedretirements.com

retirement income

“Inflation Busters”

There are a lot of positives in economic growth, but one downside is the inflation that sometimes comes with it. An increase in the GDP rate, consumer prices and, inevitably, interest rates often follow as well. In recent months, we’ve seen a jump in gas rates; home prices are rising at the quickest pace in…

Read More

How do You Define Success? How do You Measure It?

In the U.S., there are no universally accepted definitions for economic classes. According to the most recent government data, the median household income in the U.S. is $56,500, which means half of all American households earn more and half earn less. However, when it comes to our own perception of financial well-being, many people use…

Read More

4 Legs of Retirement Income

Financial advisors used to refer to retirement income as a “three-legged stool.” This meant that the stool was supported by: (1) Social Security benefits, (2) an employer pension plan or other employer-sponsored plan and (3) personal savings/investments. Today, retirement income is less reliable because fewer employers offer pensions, and employees have not been able to…

Read More

How to Help Make Retirement Income Last

Building up a retirement nest egg is one thing, but making it last throughout your lifetime is quite another. With a larger share of the financial responsibility for retirement shifting from employers to employees, it’s more important than ever to explore all income strategies to help determine what is most appropriate for your situation. One…

Read More

Things to Do Before You Retire

Some people set a particular age when they want to retire. It might be more helpful to look at your financial schedule to establish a retirement date. Just because you want to retire on a certain birthday doesn’t mean you’ll be quite financially ready to do so. After all, there’s more to retirement planning than…

Read More

Work Less, Spend Less: How Retiring Boomers may Impact the Economy

The economy has grown, in large part, because consumers are spending more money. It remains to be seen whether that trend will continue as more of the massive baby boomer generation approaches retirement. Even before people retire, many tend to slow down their spending habits. Part of this is lifestyle driven; by age 50, most…

Read More

Retiring Abroad?

Have you ever contemplated retiring abroad? There’s a lot to think about! To name a few: Location Health Insurance Tax and Financial Needs Read more in this 8-Step Checklist then contact us at info@securedretirements.com or call us at (952) 460­-3260 to schedule a time to discuss your financial situation and the potential role of investments in your…

Read More

How Grandparents May Benefit From College Funding

With the increase of student loan debt over the past 10 years, more grandparents are taking on the role of college funding. In fact, a Fidelity survey in 2014 found that 72 percent of grandparents feel it’s important to help out in this regard. Many retirees walk a tightrope between wanting to make gifts to…

Read More

It’s never too early to start saving for retirement

According to a 2016 Retirement Income Strategies and Expectations survey, 70% of millennials are anxious about saving for retirement. So if you’re one of the millennials who gets anxiety every time mom or dad brings up the importance of your retirement funds, take a deep breath. Read more in the article It’s never too early…

Read More

Trends in the ETF Market

In recent months, there has been a recent movement out of actively managed investments into passively managed instruments such as exchange-traded funds. Globally, ETFs gained more than $270 billion in 2016. An ETF is a single investment vehicle that tracks all of the securities within an index, a commodity, bonds or a group of assets…

Read More
X