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social security

Planning for Tax-Efficient Retirement Income

If you expect to be in a high tax bracket in retirement, you may consider allocating your retirement assets in a variety of different types of financial products to help reduce your tax liability. The growth potential of tax-deferred annuities may be appealing to those who have invested in safe, low-yielding strategies and are concerned…

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Planning for a Longer Trip-Life Expectancy

Packing for a weekend trip is easy. It only requires two changes of clothing, cosmetics and sundries, and you’re on your way. When travelling for a week or more, packing becomes more complex. How do you anticipate what you may want to wear seven days from now? The longer journey requires careful planning.    In 1930, before Social…

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Social Security Changes and Terminology

This past Saturday, Joe Lucey and Derek Fautsch talked about retirement planning and Social Security on Secured Retirement Radio.We are continuing to get a record number of calls and questions each week regarding the pending changes to Social Security. Many of the questions are on terminology such as “file and suspend” “restricted application” and “full…

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Van Halen and M & M’s

  Back  in the 70’s legend was that  Van Halen required  their hotels to stock M& M’ s  with the brown variety removed from each bowl. At the time, the band was top of the charts with multiple hits …the M&M story fit with our expectations of rock star’s excess. We all should take a turn being David…

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Back Up Generator

Secured Retirement Radio’s Joe Lucey and Derek Fautsch have been talking about the coming changes to Social Security over the last few months.  The changes that are pending are inevitable and will become binding. As a result, the options to maximize Social Security income for millions of people are going to change significantly moving forward. For…

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Time is Ticking on Social Security

On last week’s radio show, Joe Lucey and Derek Fautsch talked about the pending changes to Social Security. Enacted in 1935 by FDR, Social Security was designed to create a net for seniors, post-depression and beyond. Changes have been made on various aspects of the program including taxation from 1939 through 1983.Last fall, Congress amended…

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Resolve and Resolutions

On the January 2nd show, Joe Lucey and Derek Fautsch covered New Year’s views on transformations vs. transactions, financial product pros and cons, and 5 Star Planning and the recent changes to Social Security.   Make retirement planning a part of your 2016 strategy. Here are a few suggested resolutions for the New Year; Consider a…

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Defining Terms, Defining Moments

This past Saturday, Joe Lucey and Derek Fautsch covered the federal interest rate increase, recent changes to Social Security, holiday gift giving and more on our radio show. During the program, some familiar and not-so-familiar financial terms were used.  Retirement, finance, and especially Social Security are full of phrases we understand to a varying degree. Take Social Security…

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