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The Perils of Focusing on Profit

Over the past 10 years, corporate America has cut back on jobs and reduced expenses in an effort to do more with less. Some economic observers believe that today’s emphasis on short-term profits and shareholder value has resulted in additional negative impacts. For example, overworked and disenfranchised employees, job and wage stagnation, smaller profit margins…

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Retirement: Spending vs. Income Planning

One common rule of thumb for retirement savings is to replace 80 percent of your pre-retirement income — or an even higher percentage. But what if you currently spend more than you earn? Or what if you spend much less than you earn? Perhaps a better measure would be to base your retirement income on your…

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Planning for Tax-Efficient Retirement Income

If you expect to be in a high tax bracket in retirement, you may consider allocating your retirement assets in a variety of different types of financial products to help reduce your tax liability. The growth potential of tax-deferred annuities may be appealing to those who have invested in safe, low-yielding strategies and are concerned…

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The 411 on Fake News

As much as we love to joke, “If you read it on the internet, it must be true!”, nearly everyone has fallen prey to some type of fake news headline. Even if you discover the information in an article is suspect after reading a couple paragraphs, your click alone may have been enough for the…

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Euro Update: What to Potentially Expect in 2017

The United States’ recovery following the recession may feel slow, but it has outperformed other major markets worldwide. Europe, home to many developed nations, has seen dismal growth that is not expected to improve anytime soon. The Conference Board, a global, independent business membership and research association, projects only 1.4 percent growth in 2017, down…

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For the Health of Marriage

Turns out marriage can do more for your heart than fill it with love. A recent study found that, among other health benefits, married people have a higher probability of surviving a stroke. They are also more likely to survive major surgery, have fewer heart attacks, be less likely to have advanced cancer when diagnosed…

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Use this simple mental exercise to help boost your mood

In a Rut? This quick trick can make you happier.  According to an article in Reader’s Digest, the secret to happiness is only a few minutes away with this simple mental exercise:  THINK HAPPY THOUGHTS! The article cites a study in which, before going to bed, German volunteers listed nine beautiful things they’d seen during the…

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