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	<title>Secured Retirement Advisors, LLC</title>
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	<link>http://securedretirements.com</link>
	<description>Helping retirees preserve and protect their wealth through comprehensive financial planning.</description>
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		<title>Give your wife security this Mother’s Day</title>
		<link>http://securedretirements.com/give-your-wife-security-this-mothers-day/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=give-your-wife-security-this-mothers-day</link>
		<comments>http://securedretirements.com/give-your-wife-security-this-mothers-day/#comments</comments>
		<pubDate>Fri, 10 May 2013 12:00:36 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2501</guid>
		<description><![CDATA[Abraham Lincoln said that &#8220;All that I am or ever hope to be, I owe to my angel mother.&#8221; Instead of treating your wife to a card, jewelry, and brunch again this Sunday, make it even more meaningful by safeguarding her financial future. When it comes to financial planning, here are some gifts that you [...]]]></description>
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		<title>Death &amp; taxes: Planning for the unavoidable</title>
		<link>http://securedretirements.com/death-taxes-planning-for-the-unavoidable/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=death-taxes-planning-for-the-unavoidable</link>
		<comments>http://securedretirements.com/death-taxes-planning-for-the-unavoidable/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 11:01:51 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2498</guid>
		<description><![CDATA[We&#8217;re commonly reminded that the two certainties in life are death and taxes. Unfortunately for many retirees, neither certainty is included in their comprehensive financial planning. While the omission of tax planning most often will slowly erode the value of retirement resources as unnecessary taxation trickles away, avoidance of death planning will typically result in [...]]]></description>
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		<title>10-point checklist for choosing an adviser</title>
		<link>http://securedretirements.com/10-point-checklist-for-choosing-an-adviser/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=10-point-checklist-for-choosing-an-adviser</link>
		<comments>http://securedretirements.com/10-point-checklist-for-choosing-an-adviser/#comments</comments>
		<pubDate>Mon, 04 Mar 2013 23:01:09 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2496</guid>
		<description><![CDATA[Your retirement dream is picture perfect. It&#8217;s a sandy ocean beach, grandchildren&#8217;s weddings or that garden that you have never had the time to grow. The reality is your retirement picture is much like a jigsaw puzzle, and there are many components. A fresh set of eyes can help you put those last pieces in [...]]]></description>
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		<title>5 Ways to use donor-advised funds</title>
		<link>http://securedretirements.com/5-ways-to-use-donor-advised-funds/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=5-ways-to-use-donor-advised-funds</link>
		<comments>http://securedretirements.com/5-ways-to-use-donor-advised-funds/#comments</comments>
		<pubDate>Thu, 21 Feb 2013 21:17:46 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2386</guid>
		<description><![CDATA[Donor-advised funds offer powerful tax advantages within a comprehensive retirement plan for charitably inclined families. Most families realize that the Gates, Buffetts, Carnegies, Rockefellers and Fords have successfully used charitable gifting and foundations as a tax reduction strategy, but families fail to best utilize charitable gifting in their own planning. Families, and advisers, have incorrectly [...]]]></description>
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		<title>Save on 2012 taxes with RMDs, but act PDQ</title>
		<link>http://securedretirements.com/save-on-2012-taxes-with-rmds-but-act-pdq/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=save-on-2012-taxes-with-rmds-but-act-pdq</link>
		<comments>http://securedretirements.com/save-on-2012-taxes-with-rmds-but-act-pdq/#comments</comments>
		<pubDate>Mon, 28 Jan 2013 21:13:51 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2384</guid>
		<description><![CDATA[Qualified charitable distributions (QCD&#8217;s) are back. Solid planning for retirees may allow them the ability to go back and reduce their 2012 taxes using this strategy, but they need to be done PDQ (Pretty Darn Quick)! Congress passed the American Taxpayer Relief Act of 2012 (ATRA) early this year which preserves many of the Bush era [...]]]></description>
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		<title>Resolve to Focus on Retirement Planning</title>
		<link>http://securedretirements.com/resolve-to-focus-on-retirement-planning/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=resolve-to-focus-on-retirement-planning</link>
		<comments>http://securedretirements.com/resolve-to-focus-on-retirement-planning/#comments</comments>
		<pubDate>Mon, 07 Jan 2013 15:38:03 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2256</guid>
		<description><![CDATA[The New Year is here! With the promise of a fresh start, families will make the pledge that 2013 will be the year that they finally vow to accomplish the one thing that will make their lives better or more fulfilling. Resolutions are often abandoned because they require a permanent commitment or lifestyle change. For [...]]]></description>
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		<title>Forget the cliff, where&#8217;s the bottom?</title>
		<link>http://securedretirements.com/forget-the-cliff-wheres-the-bottom/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=forget-the-cliff-wheres-the-bottom</link>
		<comments>http://securedretirements.com/forget-the-cliff-wheres-the-bottom/#comments</comments>
		<pubDate>Fri, 07 Dec 2012 21:08:56 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2382</guid>
		<description><![CDATA[As year-end approaches, you are probably tired of hearing about the looming fiscal cliff. It amazes me that we are mere days away from an event that can possibly trigger a double-dip recession and Congress appears totally incapable of finding a solution. As annoying as this situation is, failure to prepare for this likely event [...]]]></description>
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		<title>Powerball is not a retirement plan</title>
		<link>http://securedretirements.com/powerball-is-not-a-retirement-plan/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=powerball-is-not-a-retirement-plan</link>
		<comments>http://securedretirements.com/powerball-is-not-a-retirement-plan/#comments</comments>
		<pubDate>Fri, 07 Dec 2012 17:15:39 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Lottery]]></category>
		<category><![CDATA[powerball]]></category>
		<category><![CDATA[retirement plan]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2159</guid>
		<description><![CDATA[Last weekend&#8217;s record breaking Powerball jackpot definitely caused a buzz. I can just picture all the soon-to-be retirees sitting in front of the TV, lottery ticket in each hand, hoping and praying that their numbers will be called, counting on the Powerball Retirement Plan. But like most record breaking jackpots before it, the dreams of [...]]]></description>
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		<title>Super secret Roth strategy for high earners</title>
		<link>http://securedretirements.com/super-secret-roth-strategy-for-high-earners/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=super-secret-roth-strategy-for-high-earners</link>
		<comments>http://securedretirements.com/super-secret-roth-strategy-for-high-earners/#comments</comments>
		<pubDate>Thu, 29 Nov 2012 17:07:05 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2148</guid>
		<description><![CDATA[The Roth IRA was created in 1997 and remains an essential planning tool for those saving for retirement and worried about higher tax rates. In the past, high earners had been limited in their ability to take advantage of these tax-free retirement accounts due to income restrictions. No direct Roth IRA contributions are allowed for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Hot holiday gift: 5 reasons to buy life insurance</title>
		<link>http://securedretirements.com/hot-holiday-gift-5-reasons-to-buy-life-insurance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=hot-holiday-gift-5-reasons-to-buy-life-insurance</link>
		<comments>http://securedretirements.com/hot-holiday-gift-5-reasons-to-buy-life-insurance/#comments</comments>
		<pubDate>Wed, 21 Nov 2012 17:00:41 +0000</pubDate>
		<dc:creator>Joe Lucey</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Black Friday]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Tax-free]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://securedretirements.com/?p=2145</guid>
		<description><![CDATA[Life Insurance should be a trendy gift this holiday season. Black Friday often creates &#8220;must haves,&#8221; such as Cabbage Patch Dolls, Beanie Babies, or Tickle Me Elmo. No doubt, this year will prove no different. But as you’re checking your list, and checking it twice, pause for a moment and realize that maybe the greatest [...]]]></description>
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