Our 3 Step Review
The Secured Retirement Advisor’s 3 Step Review could be one of the most important steps you make with your retirement planning. The goal of our process is to ensure that your retirement is secure and provides you with financial peace of mind. Our special method of diagnosing financial concerns serves as a way to simply check your “financial health” via our 3 Step Review Process.
STEP 1: A complete discovery of what you want your money to do for you is the most important first step. This includes a complete review of your tax return to determine your current tax situation, and what tax issues may be associated with or compounded by the financial products you currently have. This step allows Secured Retirement Advisors to identify strategies to lower or eliminate your taxation while still keeping the same standard of living.
STEP 2: The second step is an income analysis to determine if you are using your entitlements and income sources to maximize your income in a most tax efficient and secure manner. What happens upon the death of the first spouse? Are there ways I can manage my Social Security election for my greatest benefit? How can we pay for extended healthcare expenses? These as well as other questions are addressed during this step.
STEP 3: The third step is a risk analysis to determine if you’re currently uncomfortable with your risk exposure. Many advisors invest people’s assets based on a risk profile. However, most people would take less risk if they could while still achieving their objectives. Secured Retirement Advisors believes in a “Protect First, Grow Second” philosophy.
The wonderful benefit of our 3 Step Review is that it applies to any financial decision or concern you have, it “helps you stop your money from falling through the cracks”, and it assures that any major financial decision is right for you. In other words, learn what questions to ask before making any financial decision and identify ways to assure your decisions are in your best interest.