Often touted as a tax-advantaged retirement income resource, the annuity is a complex insurance product. While it offers distinct tax benefits, it’s important to understand how it works from a tax perspective. The following are six important facts you should know: Most contributions are not tax-free; the money you initially contribute is not deductible from…

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Here’s the thing about hearing aids: They amplify sound. So if you’re having a conversation with someone, you hear their words louder than the volume at which they’re actually speaking. If they mumble or have an odd accent, that sound won’t be any clearer — just louder. If there’s a lot of background noise, that…

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