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Archive for March 2017

What is a Social Entrepreneur?

Social entrepreneurs use new approaches within the business world to help solve social problems. The term was first coined in 1980, but has entered the mainstream recently as the millennial generation permeates the business world. A recent survey found that around half of today’s Wharton Business School graduates who go on to start their own business…

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The Science Behind Decision Making

In the 1940s, 90 percent of the stock market was owned by individual household investors. Today, with the widespread use of investment banking and mutual fund investing, individuals are responsible for trading only 20 percent of U.S. corporate equity. Do we no longer trust ourselves with investment decisions? You might think that, with so much…

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What the Rest of the World Worries About

There’s been a substantial degree of unrest as the new presidential administration continues to roll out policy changes. However, the U.S. isn’t alone in that regard. In a recent survey, 63 percent of respondents worldwide said they believe their country is headed in the wrong direction. China, Saudi Arabia, India and Russia are the most…

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A New Generation of Workaholics

As baby boomers wind down their careers, many would like to “phase out” of their jobs, working fewer hours each week; perhaps fewer still each year. But is this a practical solution for private employers? Maybe. When you consider a recent study on millennial worker habits, it may be surprising to find they could pick up…

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How Millennials can Still Build Equity Through Home Ownership

Financial experts have long touted that buying a home is a foundation for building long-term wealth. In fact, the younger a homeowner enters the housing market, the more potential he has for greater wealth over his lifetime. However, fewer young adults today are buying houses than in the past. This puts a damper on the…

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Facts About IRAs

While an IRA may have a lower annual contribution limit (2017: $5,500; $6,500 age 50 or older) than a workplace-sponsored retirement plan, opening an IRA can provide an opportunity to help diversify your retirement assets. An IRA offers certain benefits that are generally not available in a 401(k), such as: Lower cost Larger spectrum of…

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How to Motivate Yourself to Exercise

Researchers believe one way to eliminate a bad habit is to replace it with a good one. For example, say you’d like to get out of the habit of watching too much television. At the same time, you’d like to motivate yourself to exercise every day. To get started, identify three factors associated with the…

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Strategies for Paying for College

Even as college tuition continues to rise, more and more American families are paying less out of pocket than in previous years. During the 2015-16 academic year, grants and scholarships paid the largest portion of college expenses — 34 percent, compared to 30 percent the year before. In addition to grants and scholarships, parent income…

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