What will be your biggest risk when you retire? It’s probably not what you think it is. Most people think it’ll be the skyrocketing cost of health care, higher taxes, or social security going bust. But it’s not any one of these issues! The biggest threat facing you in retirement is “sequence of returns” risk,…

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Planning for retirement is hard enough, but did you know there are factors hiding in plain sight that could change your income in retirement? It’s unfortunately true. According to a recent article in FORBES “The average working couple will receive over $1 MILLION in social security benefits over their lifetime – And the right claiming…

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