Chances are, you’re in one of two camps when it comes to planning for retirement. If you’re being proactive, you’re addressing the coming challenges in retirement before they happen. This puts you in a position of strength and control. But if you’re being reactive, there’s no plan to reduce your taxes in retirement. There’s no…

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How much money have you saved for retirement? How much of it is inside an IRA, or 401K? Let’s say you’ve saved $250,000 in one of these tax-deferred accounts. You know it’s not really 250 grand, right? When you withdraw this money in retirement, you could lose a big chunk of it to Uncle Sam.…

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