Skip to content

Secured Retirement Financial Blog


We help individuals and families work toward achieving their ideal retirements.

Planning for a Longer Trip-Life Expectancy

By Joseph Lucey | April 13, 2016 |

Packing for a weekend trip is easy. It only requires two changes of clothing, cosmetics and sundries, and you’re on your way. When travelling for a week or more, packing becomes more complex. How do you anticipate what you may want to wear seven days from now? The longer journey requires careful planning.    In 1930, before Social…

Social Security Changes and Terminology

By Joseph Lucey | March 24, 2016 |

This past Saturday, Joe Lucey and Derek Fautsch talked about retirement planning and Social Security on Secured Retirement Radio.We are continuing to get a record number of calls and questions each week regarding the pending changes to Social Security. Many of the questions are on terminology such as “file and suspend” “restricted application” and “full…

Van Halen and M & M’s

By Joseph Lucey | March 18, 2016 |

  Back  in the 70’s legend was that  Van Halen required  their hotels to stock M& M’ s  with the brown variety removed from each bowl. At the time, the band was top of the charts with multiple hits …the M&M story fit with our expectations of rock star’s excess. We all should take a turn being David…

Back Up Generator

By Joseph Lucey | March 7, 2016 |

Secured Retirement Radio’s Joe Lucey and Derek Fautsch have been talking about the coming changes to Social Security over the last few months.  The changes that are pending are inevitable and will become binding. As a result, the options to maximize Social Security income for millions of people are going to change significantly moving forward. For…

Time is Ticking on Social Security

By Joseph Lucey | February 29, 2016 |

On last week’s radio show, Joe Lucey and Derek Fautsch talked about the pending changes to Social Security. Enacted in 1935 by FDR, Social Security was designed to create a net for seniors, post-depression and beyond. Changes have been made on various aspects of the program including taxation from 1939 through 1983.Last fall, Congress amended…

Take the Mystery Out of Retirement

By Joseph Lucey | February 22, 2016 |

Retirement can sneak up on you. As your journey in life unfolds through life’s major milestones; jobs, kids, family, many are surprised and even caught off guard when their pending retirement arrives.. If you have reached the age of 50 plus it’s time to review your past accumulations and preview how to utilize your savings…

The Year of Education

By Joseph Lucey | February 22, 2016 |

Over the years, we’ve used different channels to provide information for retirees in the Twin Cities. Many of you have listened to us on radio and attended one of our summits, seminars, dinners, or personal consultations.  We are still offering all of the above and recently added Retirement Elevated, which is a classroom format for comprehensive retirement information, It’s…

The State of Estates

By Joseph Lucey | February 9, 2016 |

Retirees navigate income, Social Security, taxes, healthcare and more in their golden years. Concurrent with these is sound estate strategies. On the February 6th show, Joe Lucey and Derek Fautsch talked about estate planning in the context of a comprehensive retirement.  Estate and legacy planning determines what, and how, we leave things behind for family and loved…

Plan to Plan

By Joseph Lucey | February 3, 2016 |

On the January 30th show, Joe Lucey and Derek Fautsch talked about the value of overall retirement planning.  When you start out on a trip, you often bring along a map or a GPS. Consider retirement in a similar way. When your journey begins as a retired worker, it is best to have a map…

Getting From Point A to Point B

By Joseph Lucey | January 27, 2016 |

On the January 23rd show, Joe Lucey and Derek Fautsch talked in part about recent market fluctuations and retirement planning.   As one approaches or is in retirement, stock market declines can be of concern because income and assets are more fixed than in past years. A drop in the market sets off waves of concern which illustrates the value of…

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 952.460.3260

Call Now Button