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Time is Ticking on Social Security

On last week’s radio show, Joe Lucey and Derek Fautsch talked about the pending changes to Social Security. Enacted in 1935 by FDR, Social Security was designed to create a net for seniors, post-depression and beyond. Changes have been made on various aspects of the program including taxation from 1939 through 1983. Last fall, Congress amended the program, in part to change rules on the file and suspend and restricted application strategies. Married and divorced couples can be affected by the changes depending on age. Retirees have typically used these strategies to improve benefits over time.

Certain ages are affected by the changes that take effect this spring and can impact millions. If you have questions about whether and how the changes affect you, or if you are looking for alternate strategies in light of the changes, now is a good time to be informed.

For a custom Social Security Analysis or 3 Step Retirement Review on your schedule, call us at 952-460-3260.

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Danielle Christensen

Paraplanner

Danielle is dedicated to serving clients to achieve their retirement goals. As a Paraplanner, Danielle helps the advisors with the administrative side of preparing and documenting meetings. She is a graduate of the College of St. Benedict, with a degree in Business Administration and began working with Secured Retirement in May of 2023.

Danielle is a lifelong Minnesotan and currently resides in Farmington with her boyfriend and their senior rescue pittie/American Bulldog mix, Tukka.  In her free time, Danielle enjoys attending concerts and traveling. She is also an avid fan of the Minnesota Wild and loves to be at as many games as possible during the season!